During the summer period, you have put aside your real estate project. The holidays were able to make you think and take a step back on the good you are looking for. It is from now on with all new desires that you apprehend the return. Especially since the offers have certainly flourished since your last surveys. The best time to restart your search!
Evaluate your real estate purchasing capacity
For your research to be effective, you will have to organize well and before anything else, a visit to your banker or a loan broker is needed to know your budget.For this, think of all the elements that will help determine your contribution. It is from this that your mortgage will flow. Unsurprisingly, the higher your contribution, the lower the interest rate on your mortgage. Currently, the rates are not important, enjoy!
Establish the location
You must define your search area with a main zone and a secondary zone. Zone A will thus be your ideal while Zone B will be the one for which you may be able to make concessions. The latter may, for example, better match your budget but with a transport time to your larger work for example. To better determine the location, also consider your projects. Are you ready to live together? Perhaps it would be appropriate to check that a school is near the location you are targeting. Are you waiting for a happy event ? Nurseries and nannies nearby can be examined beforehand.
Determine the type of real estate
Many types of good exist, for you to determine what you want. This is one of the first questions to ask. By buying a bare ground, it is necessary to verify that this one is constructible. If you want to build, think about the type: apartment in the city center, town house, house, villa, etc., but also if you plan to purchase new or not. The cost of the work will then be included in your budget.
Define your criteria
Several categories are to be delimited in order to make your research effective and not to let a good for a detail. On the one hand the important criteria: the number of rooms, the presence of a garden, the presence or not of floors. These are the most important elements for which you will not make any concessions. On the other hand, the desirable criteria: to have several bathrooms, to have a swimming pool or to have an open kitchen. These are conditions that could tip the balance in favor of a good but that you can potentially give up. Finally, the additional criteria such as the presence of a wine cellar or electric gate are more detailed and should not affect your choice because are quite achievable a posteriori.
Organize your research
First of all, you have to listen to the market with all the tools available to you. There are online offers, easily accessible via the various agencies’ web portals. You also have the ability to create alerts which will save you a lot of time and allow you to be responsive. Newspapers, specialized or not, can also be a way to find a good. Some owners are not digital oriented and still prefer to go through this type of communication. Real estate agencies will be able to inform you and advise you directly on their premises. The latter have a good knowledge of the surroundings and will be able to direct you. Finally, you can use notaries who are very knowledgeable about the real estate market and will be able, following an estate or divorce, to perhaps find the gem you are looking for.
Be careful, know that in dealing with particular to particular, you will have to devote more time to the purchase of your property but also that you are more attentive to its possible defects. Administrative is an important part of the job you need to be prepared for if you do not go through a real estate professional.
Prepare your visits
At this stage, you have
already spotted a property that seems to meet your criteria but be careful,
even if at first you are charmed, you will not leave anything to chance during
your visit. It will thus be necessary to check in priority technical details
such as insulation, soil conditions, walls and ceilings as well as electricity.
It is also essential to visit the garden with attention. Finally, it is
interesting to take a tour of the neighborhood if you know little to soak up
the atmosphere that reigns there