French mortgage interest rates reach new low

Interest rates have fallen by 38 basis points from the beginning of the year, for the new-build housing market (2.67 % now compared to 3.08 % in December 2013), the existing housing market (2.69 % now and 3.08 % in December) and also the renovation work market (2.73 % and 3.12 % in December). This […]

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Now or Never to Invest in Property at a Low Rate

After having applied some exceptional reductions on the mortgage rates in May and after a stabilisation in June, banks are now increasing the rates in July.

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100% financing now available with a 30% side investment

For non-residents who wish to purchase a property in France, it is still possible to obtain a 100% French mortgage.  The criteria for the 100% products that the French banks employ has always been strict and

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Did You Buy Cash and Have Second Thoughts? Opt for a Post-Finance Mortgage!

Sometimes, you may realize a French property requires extra cash for redecoration, renovation, or simply for your something else you didn’t plan on

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English mortgage vs French mortgage

In the UK & France interest rates for mortgages are very similar. For instance, in both countries the average interest rates is 3.70% for tracker mortgage rates. Therefore the cost of borrowing is quasi identical on both sides of the Channel.

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I am a cash buyer. Why should I bother with a French Mortgage?

The pragmatism of astute real estate buyers will lead them to take on

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Self-employed borrowers given a small boost

It is quite well known that, since 2008, banks in the UK and in France have made life very difficult to self employed looking to get finance to buy properties

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Why is it the best time to buy a home in France?

Sextant market research has noticed over the last 6 years that best negotiations are realised in November and December.

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How the Debt Ratio is calculated for a French mortgage?

Generally, French lenders will lend up to 80% of the purchase price to non-residents, although each lender has different criteria.. Some lenders will also add in the mortgage amount the notary fees (notary fees in France can range between approximately 2.5 and 8% depending on whether or not the property is a new build and […]

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Mortgages in France

You will find in this section all the basic information about how to invest in France, how to get a French mortgage, how to transfer money and how to open a bank account.

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