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	<title> &#187; Living in France</title>
	<atom:link href="http://blog.sextantproperties.com/category/living-in-france/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.sextantproperties.com</link>
	<description>French Property News by Sextant Properties</description>
	<lastBuildDate>Thu, 02 Sep 2010 15:51:10 +0000</lastBuildDate>
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		<title>Discover the world gastronomy in Mougins</title>
		<link>http://blog.sextantproperties.com/2010/09/02/discover-the-world-gastronomy-in-mougins/</link>
		<comments>http://blog.sextantproperties.com/2010/09/02/discover-the-world-gastronomy-in-mougins/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 09:00:14 +0000</pubDate>
		<dc:creator>Aurelie</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[Property in Provence Cote d Azur]]></category>
		<category><![CDATA[Festival in Mougins]]></category>
		<category><![CDATA[Gastronomy in Mougins]]></category>
		<category><![CDATA[Properties in Mougins]]></category>
		<category><![CDATA[Property in Mougins]]></category>
		<category><![CDATA[Villas in Mougins]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1638</guid>
		<description><![CDATA[Located in the Alpes Maritimes department, Mougins will be the world capital of gastronomy during a week end. From the 10th through to the 12th September, the beautiful village will welcome worldwide chefs and journalists for the 5th edition of the International gastronomy festival , Mougins’ stars (“Les etoiles de Mougins”). The famous French actress [...]]]></description>
			<content:encoded><![CDATA[<p>Located in the <a title="Alpes Maritimes Property" href="http://www.sextantproperties.com/provence-cote-d-azur/alpes-maritimes">Alpes Maritimes</a> department, Mougins will be the world capital of gastronomy during a week end. <span id="more-1638"></span>From the 10<sup>th</sup> through to the 12<sup>th</sup> September, the beautiful village will welcome worldwide chefs and journalists for the 5<sup>th</sup> edition of the International gastronomy festival , Mougins’ stars (“Les etoiles de Mougins”). The famous French actress Carole Bouquet will open the festival on Friday evening. This year, Anne-Sophie Pic &#8211; chef of 3 star Michelin Restaurant Maison Pic &#8211; will chair the festival. She will be surrounded by about forty women chefs from around the world. “<em>Woman is the future of man</em>” said the French singer Jean Ferrat … is she also in the kitchen?<br />
<span style="color: white">.</span><br />
This festival will be the place to discover and taste flavours of the world such as Brazil, Canada, Spain or Morocco. But the festival will also offer demonstrations with typical French dishes such as veal Blanquette or beef Bourguignon.<br />
<span style="color: white">.</span><br />
Children will also have the chance to discover  gastronomy with workshops such as “<em>I will help mummy to impress her friends</em>”. This will be an entertaining way for kids to learn more about cooking. Adults will not be forgotten with workshops such as “<em>Bacchus way</em>” where they will enjoy wine flavours or the “<em>Street food</em>” with tastings of world cuisine. Among lots of surprises, there will be a ‘cook dating’ with six women and six men aged from 25 to 35 years old. In a competition, the women chefs will change kitchen assistant every seven minutes. The winner of the competition will pick her favourite kitchen assistant for a private dinner.<br />
<span style="color: white">.</span><br />
The artist Jean Pyrka will also expose his showpieces created for the festival. His collection portrays the gold hands of famous and recognized chefs such as Joël Robuchon, Sébastien Chambru or Philippe Gauvreau. The paintings will be sold at the end of the festival during an auction. 50% of the profits will be given to the Women’s committee of the Lenval foundation of children hospitals in Nice and to the Child Voice supported by Carole Bouquet.<br />
<span style="color: white">.</span><br />
For more information, visit the website of « <a title="Festival Les Etoiles de Mougins" href="http://www.lesetoilesdemougins.com/" target="_blank">Les Etoiles de Mougins </a>» or contact:<br />
<span style="color: white">.</span><br />
Les Etoiles de Mougins<br />
Office de Tourisme de Mougins<br />
Vaste Horizon<br />
18, bd Georges Courteline &#8211; Mougins<br />
Tel : +33.04.93.75.87.67<br />
<span style="color: white">.</span><br />
Learn more about Mougins …<br />
<span style="color: white">.</span><br />
Since 2006, Mougins has been a reference in term of gastronomy. Located on the hills of Cannes, this charming town offers various luxury villas mixed with old stone houses. Only 15 minutes away from Cannes, Mougins is a medieval town with a strong history. Dating from the 11<sup>th</sup> century, the town offers various art galleries, beautiful restaurants and charming cobbled streets.  Mougins is also linked to the artistic and cultural world. Many artists and personalities such as Paul Eluard, Jean Cocteau, Catherine Deneuve, Christian Dior or Picasso have spent time in the town.  Surrounded by the Valmasque natural forest, Mougins offers an outstanding view on Cannes Bay, Grasse and the Lerins Islands.<br />
<span style="color: white">.</span><br />
<a href="http://www.sextantproperties.com/">Sextant Property</a> Website has a large selection of properties in Mougins. A budget of €276,000 will buy you a beautiful <a href="http://www.sextantproperties.com/search-results%7Eaction=detail,pid=18031">2 bedroom apartment</a> situated in a luxury mansion with a swimming pool. But the area is more famous for its outstanding villas. A <a href="http://www.sextantproperties.com/search-results%7Eaction=detail,pid=28872">charming 18th century Provencal farmhouse</a> will offer you a swimming pool and an annexe for €1,000,000. With a larger budget of €5,450,000, you will have an <a href="http://www.sextantproperties.com/search-results%7Eaction=detail,pid=21575">outstanding villa</a> with 225 sq mtrs of living space and an amazing landscaped garden with a heated pool.<br />
<span style="color: white">.</span><br />
Don’t hesitate to contact one of our agents, to learn more about our properties in the Mougins Area.<br />
<span style="color: white">.</span></p>
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		<title>Using an Architect: a few guidelines</title>
		<link>http://blog.sextantproperties.com/2010/08/27/using-an-architect-a-few-guidelines/</link>
		<comments>http://blog.sextantproperties.com/2010/08/27/using-an-architect-a-few-guidelines/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 13:29:08 +0000</pubDate>
		<dc:creator>Rachel</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[Renovation works]]></category>
		<category><![CDATA[housing regulations]]></category>
		<category><![CDATA[planning permission in france]]></category>
		<category><![CDATA[Renovation works in France]]></category>
		<category><![CDATA[using an architect in france]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1618</guid>
		<description><![CDATA[It is not infrequent for properties to require significant works either of renovation or extension for example. One will need to prepare a budget and the question arises as to whether it is necessary to hire an architect, which may not be an insignificant expense. An architect is a professional whose technical expertise may prove [...]]]></description>
			<content:encoded><![CDATA[<p>It is not infrequent for properties to require significant works either of renovation or extension for example. One will need to prepare a budget and the question arises as to whether it is necessary to hire an architect, <span id="more-1618"></span> which may not be an insignificant expense.  An architect is a professional whose technical expertise may prove invaluable and if he is local he may be well known by the local authorities and he may be able to assist in having a particular project approved.</p>
<p>There are to start with a number of cases where an architect is compulsory.</p>
<p>First of all, in the case of works requiring planning permission (a ‘permis de construire’), an architect must be appointed.  These include in particular the creation of apertures on external walls, the creation of a loft area of over 20 m2 of habitable surface… In addition, an architect is also compulsory in the case of works for the construction or extension of a property exceeding 170 m² of net habitation surface, when a private individual initiates such works.  The same rule applies if the habitable surface of the dwelling is less than 170 m² if the consequence of the works envisaged would be to increase such surface to over 170 m².  This 170 m² rule does not apply to works ordered by a corporate body.</p>
<p>In the case of a collective building it is always recommended to consult with the Syndic and this is compulsory if the works have any impact on common areas.  In that case, the works will need to be authorised by the general meeting of co-owners.  It is also essential to check the co-owners regulations (‘réglement de copropriété’) as they usually contain provisions on the procedure to be followed depending on the type of works involved.  The Syndic may wish to impose an architect that they usually use and the ultimate architect chosen will be a matter of negotiation with them.  In most cases (except emergency situations) the choice of an architect will require the approval of the general meeting of co-owners under a procedure of call for tenders.</p>
<p>On the opportunity of using the services of an architect, which may be a fairly costly exercise, certain works will not necessarily, as a matter of course, call for the recourse of an architect such as for the renovation of heating installation or the upgrading of a lift installation to current norms.  For such works, a ‘bureau d’etudes’ or even the Town Hall (‘Mairie’), in particular with town planning issues, may be able to assist.</p>
<p>There is also a grey area where a mere declaration of works, as opposed to an actual planning permission, is required.  In theory, the recourse to an architect for such works is not compulsory.  However, it may be advisable in some cases to have one on board, in particular if the consent of the ‘Architecte des Bâtiments de France’ (“ABF”) is required, e.g. for listed buildings or for buildings situated within 500 meters of a historical monument. (e.g. a church) if the works planned affect the external appearance of the building. Again, the architect can help in smoothing out difficulties and finding solutions acceptable by the ABF.</p>
<p>The architect has a duty of information towards you, which extends to the legal, administrative and financial implications of the works which you intend to carry out.  His proposals must be compliant with the rights of third parties, but only provided that you have informed him of the same.  Information on this will often be contained in the title deed of your property (such as the existence of a right of way, a right of view etc).  According to relevant case law, the architect has the duty to inform his client of any increase in the cost of the works compared with the initial quote, and must make enquiries on the client’s financial resources to assess the financial soundness of the enterprise.  It is to be noted that the law does not regulate architect’s fees and as a rule, one should obtain a written proposal from the architect on the subject of his fees.   A remuneration of between 8% and 12% of the cost of works is not infrequent.</p>
<p>Hervé Blatry Avocat<br />
Stanley Tee LLP TEE FRANCE Ligne directe 01279  710621 Email heb@stanleytee.co.uk</p>
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		<title>Reduction of French VAT for renovation works</title>
		<link>http://blog.sextantproperties.com/2010/08/04/reduction-of-french-vat-for-renovation-works/</link>
		<comments>http://blog.sextantproperties.com/2010/08/04/reduction-of-french-vat-for-renovation-works/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 09:57:16 +0000</pubDate>
		<dc:creator>Rachel</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[Renovation works in France]]></category>
		<category><![CDATA[vat reduction]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1546</guid>
		<description><![CDATA[If you hire a professional for housing renovation works you can benefit, under specific conditions, from a reduced VAT rate of 5.5%, instead of 19.6%. The 5.5% rate is only meant for improvement, transformation, fitting and upkeep works in properties older than 2 years, either in main or second homes. . Only works charged by [...]]]></description>
			<content:encoded><![CDATA[<p>If you hire a professional for housing renovation works you can benefit, under specific conditions, from a reduced VAT rate of 5.5%, instead of 19.6%.<span id="more-1546"></span><br />
The 5.5% rate is only meant for improvement, transformation, fitting and upkeep works in properties older than 2 years, either in main or second homes.<br />
<span style="color: white;">.</span><br />
Only works charged by registered building professionals are eligible.<br />
If you buy products yourself and have them installed by professionals, these purchases will remain subjected to the normal rate of 19.6%, and only the company’s service will be subjected to the reduced rate.<br />
<span style="color: white;">.</span><br />
The 5.5% rate is ruled out for the following works:<br />
<span style="color: white;">.</span><br />
-	New buildings<br />
-	Works raising the building’s height<br />
-	Structural works renovating more than 50% of the shell, that is to say any element determining the building’s resistance and solidity, such as the foundations, the roof structure or load-bearing walls<br />
-	Light works renovating more than 66% of the interior elements such as non-load bearing  floors, dividing walls, sanitary installations, electric installations (and heating in urban areas)<br />
-	 Works increasing the floors’ surface by more than 10%<br />
-	“Luxury” works such as swimming-pools, verandas, terraces, balconies or loggias<br />
<span style="color: white;">.</span><br />
However, for every <a title="renovation properties in france" href="http://www.sextantproperties.com/?type[]=&amp;minprice=300000&amp;maxprice=99999999999&amp;region=&amp;minbeds=0&amp;maxbeds=9999&amp;min_land=0&amp;max_land=999999999&amp;csf_field3[]=Habitable&amp;csf_field1=Any&amp;csf_field2=Any&amp;order=1&amp;id=1149&amp;do=search&amp;for=1&amp;page=0&amp;cats[]=1&amp;cats[]=2&amp;imageF" target="_blank">lighter improvement work</a>, this reduced VAT rate is a real opportunity to achieve much at undeniably less cost.<br />
<span style="color: white;">.</span><br />
For a selection of <a title="properties in france" href="http://www.sextantproperties.com/france-property-guides" target="_blank">properties in all areas of France</a> that need only a little work from <a title="small budget property to finish renovating" href="http://www.sextantproperties.com/?type[]=&amp;minprice=100000&amp;maxprice=150000&amp;region=&amp;minbeds=0&amp;maxbeds=9999&amp;min_land=0&amp;max_land=999999999&amp;csf_field3[]=Habitable&amp;csf_field1=Any&amp;csf_field2=Any&amp;order=1&amp;id=1149&amp;do=search&amp;for=1&amp;page=0&amp;cats[]=1&amp;cats[]=2&amp;pid=&amp;imageField2.x=31&amp;imageField2.y=8" target="_blank">smaller budgets</a> to <a title="large budget for partially renovated french house" href="http://www.sextantproperties.com/?type[]=&amp;minprice=400000&amp;maxprice=99999999999&amp;region=&amp;minbeds=0&amp;maxbeds=9999&amp;min_land=0&amp;max_land=999999999&amp;csf_field3[]=Habitable&amp;csf_field1=Any&amp;csf_field2=Any&amp;order=1&amp;id=1149&amp;do=search&amp;for=1&amp;page=0&amp;cats[]=1&amp;cats[]=2&amp;pid=&amp;imageField2.x=22&amp;imageField2.y=6" target="_blank">larger budgets</a>, check out the Sextant <a title="sextant french properties" href="http://www.sextantproperties.com" target="_blank">French Properties</a> website.</p>
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		<title>Rural France is changing</title>
		<link>http://blog.sextantproperties.com/2010/08/03/rural-france-is-changing/</link>
		<comments>http://blog.sextantproperties.com/2010/08/03/rural-france-is-changing/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 08:32:18 +0000</pubDate>
		<dc:creator>Rachel</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[buying a gite in france]]></category>
		<category><![CDATA[french guesthouse]]></category>
		<category><![CDATA[rural france]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1530</guid>
		<description><![CDATA[Among its greatest assets, France can rely on its countryside. Indeed, rural France seems to attract tourists from all over the country and the world. Even though it has become a symbol of France’s character and gastronomy, this centenary world now faces a crisis. France is by far the biggest beneficiary of the Common Agricultural [...]]]></description>
			<content:encoded><![CDATA[<p>Among its greatest assets, France can rely on its countryside. Indeed, rural France seems to attract tourists from all over the country and the world. Even though it has become a symbol of France’s character and gastronomy,<span id="more-1530"></span> this centenary world now faces a crisis.</p>
<p>France is by far the biggest beneficiary of the Common Agricultural Policy, receiving about $54 billion a year, but the revenues are unequally distributed. As large exploitations receive huge amounts of money, further encouraging the use intensive agricultural techniques, smallholding farmers’ situation is getting tougher and tougher. Indeed, thanks to industrial techniques, the productivity goes up and fewer farmers are required to produce the same quantity of food. Some farms can afford to lower their prices thanks to their massive production and the subsidies they get, but smaller farms can’t compete against the ever-lower prices.</p>
<p>However, these small declining businesses are now finding other ways to make ends meet, often in both their interest and the tourists’. Some farmers choose to diversify their activity and produce traditional quality products such as cheese and beer, and see their income grow. Others decide to operate more radical change and go from growing cereals to breeding horses, or opening a <a title="B and B in france" href="http://www.sextantproperties.com/search-results~action=detail,pid=10222#" target="_blank">Bed and Breakfast in the French countryside</a> for example. By going for these alternative solutions, farmers manage to recover from their economical situation and ensure the survival of rural France.  It is now possible to enjoy the charm of authentic, rural landscapes by sleeping in an <a title="rural french gite" href="http://www.sextantproperties.com/search-results~action=detail,pid=7725#" target="_blank">isolated French gite</a>, or by <a title="buying a gite in france" href="http://www.sextantproperties.com/search-results~action=detail,pid=29115" target="_blank">buying a guesthouse in France</a>, and running your own!</p>
<p>Source: <a href="http://www.time.com/time/magazine/article/0,9171,2005777-1,00.html" target="_blank">Time Magazine</a></p>
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		<title>Success Story with Sextant</title>
		<link>http://blog.sextantproperties.com/2010/07/30/success-story-with-sextant/</link>
		<comments>http://blog.sextantproperties.com/2010/07/30/success-story-with-sextant/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 15:31:28 +0000</pubDate>
		<dc:creator>Aurelie</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[Sextant website]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[Success story]]></category>
		<category><![CDATA[Vendee]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1516</guid>
		<description><![CDATA[Since 2006, Elizabeth and Kenneth N. had thought about buying a property in France. Elizabeth is a teacher and her husband is a consultant for a company in Sweden. In January 2009, they visited Sextant Properties website and found some properties that interested them. They were often in Sweden and wanted to escape the Swedish [...]]]></description>
			<content:encoded><![CDATA[<p>Since 2006, Elizabeth and Kenneth N. had thought about buying a <a title="Property in France" href="http://www.sextantproperties.com">property in France</a>. Elizabeth is a teacher and her husband is a consultant for a company in Sweden. <span id="more-1516"></span>In January 2009, they visited Sextant Properties website and found some properties that interested them. They were often in Sweden and wanted to escape the Swedish winters by owning a property in France for their family and their three adult children.  Another essential reason for their desire to purchase a property in France was their love of the country.</p>
<p><span style="color: white">.</span><br />
After exchanging several emails and phone calls with one of Sextant’s agents, they finally went to France in March 2009 to visit some properties. It was not the first trip to France for Elizabeth and her husband. From their travels over the years they knew that they enjoyed several areas of France. It seemed like it was just the right time to make the leap and buy their own place. When they went to visit properties in France, they visited lots of houses, of different kinds. They really liked one of the <a title="Properties in Vendee" href="http://www.sextantproperties.com/pays-de-la-loire/vendee">properties that they saw in Vendee</a> with one of Sextant Properties’ agents on their last day there.<br />
<span style="color: white">.</span></p>
<p>They immediately knew that it was the one as soon they drove up to the country house. Falling in love with the property, they quickly decided to make an offer even though they’d read many things regarding the complicate process of buying a property in France. In fact, the couple was pleasantly surprised as they had no issues. Within two months they had the keys of their fully renovated old stone property  in their hands.<br />
<span style="color: white">.</span></p>
<p>More than a year later, Elizabeth and her husband really enjoy spending time in their holiday home in Vendee. There were only a few things to do like fixing the small garden and furnishing the house when they bought the property.  Set in a hamlet in Vendee, even the neighbours are extremely kind and friendly. According to Elizabeth, that is certainly the only bad point of living in France: not being able to easily communicate. But after a few years, they will be able to share their adventures in Sweden with their French neighbours. On the whole, everything is beautiful in Vendee and anyone can feel comfortable in this area of Western France. Set in lush countryside, beaches are not far away. After having looked for a house for nearly three years, Sextant properties really helped them to find the property of their dreams in France in only a few months. Elizabeth and Kenneth only have one suggestion for prospective buyers. Before visiting lots of properties, potential buyers should think carefully about the areas where they would like to live. They shouldn’t hesitate in visiting these areas many times and not only during the summer months.</p>
<p><span style="color: white">.</span><br />
If you are interesting in buying a property, visit<a title="Sextant French Property" href="http://www.sextantproperties.com/" target="_self"> Sextant French Property</a> Website to take a quick look at our portfolio of more than 12,000 properties in the best corners of France.<br />
<span style="color: white">.</span></p>
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		<title>Car importation and registration in France</title>
		<link>http://blog.sextantproperties.com/2010/07/27/1490/</link>
		<comments>http://blog.sextantproperties.com/2010/07/27/1490/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 09:16:56 +0000</pubDate>
		<dc:creator>Rachel</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[car importation to france]]></category>
		<category><![CDATA[car registration]]></category>
		<category><![CDATA[french car registration]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1490</guid>
		<description><![CDATA[When moving to France, you will probably feel the need to bring your car with you, whether it is for a few weeks or for a permanent move. Since there has not been any synchronisation between European car registration systems, one should not believe that is fine to drive around France with a British car [...]]]></description>
			<content:encoded><![CDATA[<p>When <a title="moving a car to france" href="http://www.sextantproperties.com/living-in-france/house-removal-to-france" target="_blank">moving to France</a>, you will probably feel the need to bring your car with you, whether it is for a few weeks or for a permanent move. <span id="more-1490"></span> Since there has not been any synchronisation between European car registration systems, one should not believe that is fine to drive around France with a British car and a British registration plate.<br />
<span style="color: white;">.</span><br />
If you are planning to <a title="lifestyle in france" href="http://www.sextantproperties.com/living-in-france/lifestyle" target="_blank"> live in France </a> for longer than six months, you will have to officially register your vehicle in France and get a French registration plate. If you wish to do so, you will have to follow the steps below.<br />
First, you will have to get in touch with your local “Direction Régionale de l’Environnement, de l’Aménagement et du Logement” (DREAL) branch office, in order to acquire the list of all the documents required for a French registration and the reception of the “Carte grise”, the official French vehicle ID card. As a foreign citizen, you will be asked to provide the following documents.<br />
<span style="color: white;">.</span><br />
1.	“Rapport de controle technique” (MOT test report)<br />
The inspection is mandatory if your vehicle has been used for more than 4 years. This document will prove that your vehicle has passed the official inspection and meets the French technical requirements.  This inspection, which lasts about 45 minutes, can be conducted in any of the 4900 certified centres in France. In 2008, inspections became more thorough, with 141 check points. Prices have gone up by 30%, and you should expect to pay between €40 and €60.<br />
<span style="color: white;">.</span><br />
2.	“Attestation de conformité” (Certificate of conformity)<br />
You can ask a car-dealer, a French importer or the manufacturer directly. Once your car has been proven to match the technical standards in France, you will receive the “attestation de conformité”. This certificate is proof that your vehicle has indeed been issued by the manufacturer and is fit to be used on French roads.<br />
<span style="color: white;">.</span><br />
3.	A proof of identity and residence<br />
Your passport or national ID card and a French electricity or water bill in your name will suffice.<br />
<span style="color: white;">.</span><br />
4.	A proof of VAT payment. In order to use your car in France, you will have to prove that you have paid the VAT in the car’s country of origin. If your car has travelled more than 6000 miles and if you have owned it for more than 6 months, this should not be difficult to acquire. You will have to bring the existing car registration, your passport, a French utility bill in your name and, ideally, the car’s purchase invoice to the <a title="explaining french taxes" href="http://www.sextantproperties.com/legal-and-finance/french-taxes" target="_self">local tax office</a>, “Centre Des Impots” in French.<br />
<span style="color: white;">.</span><br />
5.	The original registration documents<br />
You will also need the car’s British registration documents.<br />
<span style="color: white;">.</span><br />
6.	A proof of ownership<br />
Finally, you will have to bring the proof that you indeed own the car, with a sale certificate for example, although the registration in your name will suffice.<br />
<span style="color: white;">.</span><br />
When you have collected all these documents, you are now able to complete a “Demande de certificat d’immatriculation” (registration certificate enquiry). The document’s official name is “certificate d’immatriculation” but is very often referred to as a “carte grise” (grey card). You should be aware that the document is not delivered immediately, and you will be provided with a temporary document. Any garage will be able to install your new French registration plates.<br />
<span style="color: white;">.</span><br />
If you want to buy a new car in France, the car-dealer will provide you with the “carte grise”.<br />
If you buy a second-hand car, you should make sure it already has a carte grise. The old one will be cancelled and you will have to apply for a new one within the first 2 weeks of your purchase.</p>
<p>For more tips and advice on acclimatising to life in France, why not check out our blog entries on <a title="french living advice" href="http://blog.sextantproperties.com/category/living-in-france/" target="_blank">French living</a> ?</p>
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		<title>How to open a bank account in France: a few tips</title>
		<link>http://blog.sextantproperties.com/2010/07/27/how-to-open-a-bank-account-in-france-a-few-tips/</link>
		<comments>http://blog.sextantproperties.com/2010/07/27/how-to-open-a-bank-account-in-france-a-few-tips/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 08:49:19 +0000</pubDate>
		<dc:creator>Rachel</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[carte bleue]]></category>
		<category><![CDATA[opening a bank account in france]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1486</guid>
		<description><![CDATA[. Keeping your account in the UK while living in France is a possible but rather expensive solution, as banks very often charge for withdrawals and financial operations in a foreign country. This is why you should consider opening an account with a French bank, for holiday stays and especially for a permanent move. To [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: white;">.</span><br />
Keeping your account in the UK while <a title="living in France" href="http://www.sextantproperties.com/living-in-france" target="_blank"> living in France</a> is a possible but rather expensive solution, as banks very often charge for withdrawals and financial operations in a foreign country.  <span id="more-1486"></span> This is why you should consider opening an account with a French bank, for holiday stays and especially for a <a title="removal company for permanent move to france " href="http://www.sextantproperties.com/living-in-france/house-removal-to-france" target="_blank">permanent move</a>. To do so will help you tremendously in day-to-day purchases but also for rents and if you&#8217;re planning on taking out a <a title="french mortgage best deals" href="http://www.sextantmortgages.com/french/mortgages-deals-and-rates" target="_blank">French mortgage</a>.<br />
<span style="color: white;">.</span><br />
The procedure of opening a bank account in France is fairly simple, and you will just need to bring the following papers with you:<br />
<span style="color: white;">.</span><br />
-	A proof of identity, such as a passport or a national ID card<br />
-	A proof of your address, such as water and electricity bills, or your housing contract<br />
Once your account has been opened, you will be given a debit card usually called “carte bancaire” or “carte bleue” and a chequebook.<br />
<span style="color: white;">.</span><br />
Your first French carte bleue will cost you about €30. In France, cards work with the chip and PIN method, and your PIN code will always be asked for payments and withdrawals. Also, it has to be noted that some shops require a minimum amount, usually around €8, for card payments. It does not work quite the same as in the UK:  the sums of money spent can be deducted from your account immediately or at the end of the month, depending on what you have decided with your bank. A signature will always be required for payments over €1,500.  The “carte bleue” will be your best asset when living abroad as you can use it to pay for almost everything.  A huge majority of shops, restaurants, bars, cinemas, motorways, online shops etc accept card payment.<br />
<span style="color: white;">.</span><br />
Cheque payments are widespread in France. However shop owners may ask you for a proof of identity. It will take a few days between the day you actually sign the cheque and when the amount is debited from your account. It is very important to note that in France, it is illegal to try to pay by using a cheque with an insufficient account balance. That is why some shops systematically refuse any cheque payment. If you do write a rubber cheque, you might face an “interdiction bancaire”, which prevents you from writing a cheque and using your credit card until the situation has been sorted out. This is why you should always make sure you can cover your cheques.<br />
<span style="color: white;">.</span><br />
When opening a bank account in France, it is also important to choose which kind of account will suit you best.<br />
A “compte courant”, French for current account, is a very active account which allows immediate cash withdrawal at anytime, and is used for common operations between the bank and its client.<br />
A “compte sur livret” or “Livret A“ is the most used savings account in France. It is not used for day-to-day operations, but to yield interests.</p>
<p>For more advice and information on living in France, check out other entries on the  <a href="http://blog.sextantproperties.com/">Sextant blog. </a></p>
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		<title>Don’t retire in France without checking health insurance options</title>
		<link>http://blog.sextantproperties.com/2010/07/21/don%e2%80%99t-retire-in-france-without-a-health-insurance/</link>
		<comments>http://blog.sextantproperties.com/2010/07/21/don%e2%80%99t-retire-in-france-without-a-health-insurance/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 13:28:37 +0000</pubDate>
		<dc:creator>Aurelie</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[coverage in France]]></category>
		<category><![CDATA[Health insurance]]></category>
		<category><![CDATA[insurance plan]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1450</guid>
		<description><![CDATA[Moving to France is an exciting adventure. You just found the right property to retire and are ready to cross the Manche to live in France. Everything has been fixed but one thing needs to be clarified: your health insurance. In fact, the issue for health insurance is extremely different depending if you are moving [...]]]></description>
			<content:encoded><![CDATA[<p>Moving to France is an exciting adventure. You just found the right property to retire and are ready to cross the Manche to live in France.  Everything<span id="more-1450"></span> has been fixed but one thing needs to be clarified: your health insurance. In fact, the issue for health insurance is extremely different depending if you are moving temporary or permanently.<br />
<span style="color: white;">.</span><br />
The French National Insurance “Caisse Primaire d’Assurance Maladie” is quite different from the National Health Service, NHS, in the UK. So If you are only receiving a UK state pension and wish to retire in France, you need to fill the form E106, only for people who won’t work in France, that will cover your medical expenses in France (or any other member state) by affiliation to its national health service. By asking this form to your DWP, Department of Work and Pensions, you should be able to get the French National Insurance coverage with a “carte vitale”, a green card with a microchip in which all your personal data regarding your health insurance are based. You will receive a reimbursement of approximately 70% of all your expenses, depending of the cases. But you will need to cover the 30% remaining of your expenses.<br />
<span style="color: white;">.</span><br />
In addition, you will need to subscribe insurance towards a private company in order to be covered, but most of the time, it will be costly. You can take a health insurance locally in France or check in the United Kingdom for international health insurers. In fact, you might pay more with French insurances because you won’t have any history of insurance with them. So it is important to check with different insurance companies.<br />
<span style="color: white;">.</span><br />
In this case, British health organisation might be able to help you. They will offer you lower rates that French health organisation might do. These British companies negotiate agreements with hospitals worldwide. BUPA International is one of these organizations. Created in 1947, they are well recognised by the industry. They offer worldwide health insurance that allows you to personalise your own plan cover depending on your needs and to add various options. With BUPA, British United Provident Association, the flexible international health insurance plan will offer you the best cover. You start by picking the worldwide medical insurance. This plan covers the standard treatments that you may need in a limit of £1,500,000 per year. You need to check what is not included in the plan in order to add the option that match the best with your requirements. For example, if you need to do a treatment with complementary therapies such as acupuncture or homeopathy, you will need to add the option “Worldwide Medical Plus Notes” to your core health insurance plan.<br />
<span style="color: white;">.</span><br />
To sum up, in order to be covered for your medical expenses when you retire in France, you have two options:<br />
-         A <strong>State cover</strong> of 70% in France.<br />
-         Possibility of taking 100% cover with an <strong>insurance</strong>.<br />
<span style="color: white;">.</span></p>
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		<title>Do yourself and the environment a favour with renewable energies</title>
		<link>http://blog.sextantproperties.com/2010/07/19/do-yourself-and-the-environment-a-favour-with-renewable-energies/</link>
		<comments>http://blog.sextantproperties.com/2010/07/19/do-yourself-and-the-environment-a-favour-with-renewable-energies/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 13:05:29 +0000</pubDate>
		<dc:creator>Aurelie</dc:creator>
				<category><![CDATA[Living in France]]></category>
		<category><![CDATA[Renovation works]]></category>
		<category><![CDATA[Electricity]]></category>
		<category><![CDATA[Photovoltaic Panels]]></category>
		<category><![CDATA[Renewable Energies]]></category>
		<category><![CDATA[Solar Panels]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1424</guid>
		<description><![CDATA[A photovoltaic device creates electricity from the sun’s light. France, with its long sunshine period, has started a pro-active policy on photovoltaic electricity production. Scheduled to reach their peak around 2030, these technologies are already a significant and effective mean to combine good economic profitability and environmental conservation. Although many technological challenges remain, photovoltaic and [...]]]></description>
			<content:encoded><![CDATA[<p>A photovoltaic device creates electricity from the sun’s light. France, with its long sunshine period, has started <span id="more-1424"></span>a pro-active policy on photovoltaic electricity production. Scheduled to reach their peak around 2030, these technologies are already a significant and effective mean to combine good economic profitability and environmental conservation.  Although many technological challenges remain, photovoltaic and solar energies are unmistakably the future alternative on mid and long-term.<br />
<span style="color: white">.</span><br />
At the European level, 23% of France’s energy will have to be provided by renewable resources by 2020. “Grenelle 1” French environmental law confirms this objective. Renewable energies currently account for 6% of France’s overall energy production.<br />
<span style="color: white">.</span><br />
Since November 2009, the French government has noticed the growth of an unprecedented speculative bubble on the solar and photovoltaic markets. Therefore, the financial commitment over 20 years has reached dozens of billions Euros. Because of this unexpected development, the government has taken measures in order to curb speculation, suppress windfall effects and protect the French population’s purchasing power.  A legislative bill was passed in January 2010 to ensure fairer solar project remuneration, whatever the sector.<br />
<span style="color: white">.</span><br />
One of the major incentives is the ability by law for people having solar and photovoltaic panels, to sell the energy they produce to Electricité de France (EDF) or private distributors. These companies are legally bound to buy this energy surplus. Therefore, a private individual who installs solar or photovoltaic panels that are connected to a distribution network has the guarantee, if he or she so wishes, to sell the energy back at an interesting state-fixed price. The existing prices can change according to the type of building considered and the quantity of energy produced. Prices go from 0.31€ to 0.58€ per kilowatt-hour (kWh). In March 2010, there were in France 58 198 systems connected to the distribution network, and 66 599 systems waiting to be.<br />
<span style="color: white">.</span><br />
A public committee was also created in early 2010 to help private individuals and panels installers choosing their photovoltaic system.  Every system that has been up and running since the 14th of January 2010 will benefit from the new buying price of 0.58€/kWh during 20 years.  After this period, the system owner will have to renegotiate the price with EDF or any other distributor. The installation of solar or photovoltaic panels can also allow the property’s owner to benefit from a tax credit of 50%, with a limit of 5000€ for a single person and 8000€ for a married couple without children. A tax credit of 40% on loan interests can also be granted, however it is only available for a main home.<br />
<span style="color: white">.</span><br />
The French market’s growth rate is important, and has reached more than 150% several times. Indeed, it is getting very interesting to acquire one of these devices: the cost of their installation is reduced through state-funding, they can be installed on every flat surface, and their output is very efficient, a few square meters being enough to provide enough electricity for a day-to-day use in a family house.<br />
<span style="color: white">.</span><br />
Furthermore, a new environmental thermal regulation is being prepared, the “RT 2012”, and will replace the current regulation of 2005 in 2013. With a house matching these regulations, one can save up to dozens of thousands of Euros. Indeed, in addition to the 50% tax credit mentioned above, one can benefit from 3000€ of tax credit for the installation of an under-floor water-heating system, 1500€ for a heat pump, and from 6000 to 8000€ for photovoltaic roof tiles.  Even though the rough cost of such a house is approximately 10 to 15 % more expensive, financial aids and energy sale make it more interesting and less expensive on the long run. Sextant Properties can provide you with such a bio-climatic house through his partner network. Moreover, the sunniest regions in France obviously benefit from larger financial aids, and many new-build developers consider such panels as an absolute requirement during the construction. So why don’t you take a look at our properties in the <a title="Property in French Rivieira" href="http://www.sextantproperties.com/estate-agents/property-for-sale-in-provence-cote-d-azur">French Riviera</a>, <a title="Property in Languedoc Roussillon" href="http://www.sextantproperties.com/estate-agents/property-for-sale-in-languedoc-roussillon">Languedoc-Roussillon</a>, or <a title="Property in Aquitaine" href="http://www.sextantproperties.com/estate-agents/property-for-sale-in-aquitaine">Aquitaine</a>?<br />
<span style="color: white">.</span></p>
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		<title>Discover France regions with the Tour de France</title>
		<link>http://blog.sextantproperties.com/2010/07/05/discover-france-regions-with-the-tour-de-france/</link>
		<comments>http://blog.sextantproperties.com/2010/07/05/discover-france-regions-with-the-tour-de-france/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 15:47:25 +0000</pubDate>
		<dc:creator>Aurelie</dc:creator>
				<category><![CDATA[French Property]]></category>
		<category><![CDATA[Living in France]]></category>
		<category><![CDATA[property French Alps]]></category>
		<category><![CDATA[property in Languedoc]]></category>
		<category><![CDATA[property in Paris]]></category>
		<category><![CDATA[apartment in Paris]]></category>
		<category><![CDATA[French countryside]]></category>
		<category><![CDATA[New Build in Avoriaz]]></category>
		<category><![CDATA[Property in Limoux]]></category>
		<category><![CDATA[Tour de France]]></category>

		<guid isPermaLink="false">http://blog.sextantproperties.com/?p=1349</guid>
		<description><![CDATA[During three weeks in July, France is a nation of cycling. Most of Frenchs enjoy the Tour de France, famous annual race stage. This year, the famous race started in Rotterdam, in the Netherldans on July the 3rd and will end, as usual, in the famous Champs Elysees Avenue in Paris on July 25th. . [...]]]></description>
			<content:encoded><![CDATA[<p>During three weeks in July, France is a nation of cycling. Most of Frenchs enjoy the Tour de France, famous annual race stage. <span id="more-1349"></span>This year, the famous race started in Rotterdam, in the Netherldans on July the 3rd and will end, as usual, in the famous Champs Elysees Avenue in Paris on July 25th.<br />
<span style="color: white">.</span></p>
<p>The famous race was born in 1903 with its first edition. At this time, the race was shorter with only six stages in the main cities of France. It was “the biggest race ever organised”.  This 97th edition is organized by ASO, Amaury Sport Organisation. In fact, the race was not held every year since 1903 due to the war periods (from 1915 to 1918 and from 1940 to 1946). The race is famous for its yellow race worn by the leader of the race. But it did not exist in 1903. It has only been created after the First World War in 1919. The race also offers also famous jerseys: a green jersey for the best sprinters (created in 1953), a white jersey for the best young cyclist (created in 1970) and finally the white and red dots jersey for the best climber. Cyclists from all over other world play in this race which offers a variety of races in only one race: team race, against the clock, mountain race and plain race.</p>
<p><span style="color: white">.</span></p>
<p>If the Tour de France is obviously a huge sport event, it has become also a cultural and historical event. In fact, with the important media exposure, it is a great occasion to discover France, from cities to small villages. The race is also extremely popular in France with the activities that take place before, during and after the race. At the beginning, teams were representing their countries. Since 1930, the companies represent the team that have to cover large expenses such as materials, hotels accommodations. The race has also an important cost. That is why the advertising caravan has been created. It is one of the best moments for the audience. The caravan goes one hour to two hours before the race. Here, the advertisers distribute publicity materials such as caps, shirts or key rings. Of course, the media exposure with the apparition of the television gave a new dimension to the race. People can follow the Tour de France and discover different regions of France. This 2010 edition will go through various towns such as Avoriaz, Revel and Paris.</p>
<p><span style="color: white">.</span></p>
<p>Located in the Alps, a mountain race will take place in Avoriaz. At an altitude of 1800m, this ski resort has the advantage to be located in the middle of the “Portes du Soleil” which is a domain of 14 slopes in France and Swiss. Extremely attractive since the sixties, the resort is also known as the capital of snowboarding. If you enjoy spending time in the French Alps, you can buy an amazing <a title="New Build in Avoriaz" href="http://www.sextantproperties.com/search-results~action=detail,pid=20051#">new build in Avoriaz</a> with 2 to 4 bedroom apartments available. But there are also <a href="http://www.sextantproperties.com/french-alps">various apartments and chalets</a> near the station such in Morzine or Tignes.</p>
<p><span style="color: white">.</span></p>
<p>After this demanding step, the cyclists will go to the south region of Midi Pyrenees. It will be the occasion to discover Revel, in the Haute-Garonne department. This village of approximately 8,000 inhabitants is located at 50 km of Toulouse. Revel is also known for its craftsmen and the excellence of its engravers, tapestry-makers or cabinetmakers. Located at the foot of the Black Mountain, Revel is a fortified town created in 1342 by Philippe V de Valois and the region is amazing. You can find many properties for sale in the <a title="Properties around Limoux" href="http://www.sextantproperties.com/?region=&amp;csf_field5=limoux&amp;order=1&amp;page=0&amp;id=1149&amp;do=search&amp;for=1&amp;imageField.x=42&amp;imageField.y=16">surroundings of Limoux</a>.</p>
<p><span style="color: white">.</span></p>
<p>Like each year during 35 years, the finish line of the Tour de France will be crossed on the Champs Elysees Avenue in Paris. This step will be the smallest of this 2010 edition with only 102.5 km. It is the occasion to celebrate the bicycle in the French capital. This year, the third birthday of the “Velib” (public bicycle rental in Paris) will be celebrated with 600 km of bicycle paths and 71 million of rides available throughout the city. If you are dreaming of your own apartment in Paris or in the surroundings, take a look at those <a title="Apartments in Paris" href="http://www.sextantproperties.com/estate-agents/property-for-sale-in-paris-ile-de-france">apartments in Paris</a>.</p>
<p><span style="color: white">.</span></p>
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